Clear Bank Profile™

By associating loan outcomes to applicant and lender-reported bank accounts, Clear Bank Profile™ offers an in-depth look at a consumer's overall historical banking behavior for a specific account.

Clear Bank Profile™ Features

• Provides the cumulative frequency of account status changes over time, such as openings, closings, closings for cause, and more.
• Bank Account Loan History that details the number of approved and denied applications, including overdraft occurrences for the applicant's Primary and Secondary bank accounts.
• Descriptive reason codes that provide further detail into an applicant's bank history.