Clear ID Fraud™

Evaluates consumer data points and offers an easy-to-read ID Fraud Score that ranks the possibility of fraud. A list of reason codes that have impacted the score is provided in conjunction with a Consumer Stability Matrix generated from prior consumer applications.

What is Clear ID Fraud™?

Used to assist in identifying consumers who may be attempting to commit identity fraud, Clarity’s Clear ID Fraud™ evaluates various consumer data points and provides an easy-to-read ID Fraud score and supporting reason codes. Partnering with ID Analytics™, an established leader in consumer risk management, Clear ID Fraud™ scores are formulated using non-traditional identity sources and does not use traditional revivification techniques.

Clear ID Fraud™ Features

• Time-scaled reporting that indicates changes in demographic elements as supplied by the applicant.

• Dependable scoring based on an applicant’s overall fraud risk as associated with their identity.

• Easy-to-read reason codes that clearly outline the reason for the assessed level of fraud risk. 

• Quickly identify the number of unique identities that have applied for a loan using the same bank account.