Clear Inquiry™

Clear Inquiry™ provides consumer data as submitted to Clarity in recent credit applications. Clear Inquiry™ includes powerful pre-validation flags to help you better understand your applicant.

What is Clear Inquiry™?

Lenders today have adapted to changing dynamics within the industry and have developed sophisticated models and scoreboards. Typically comprised of a pre-determined set of data points, lenders use these thresholds in the hopes of "knocking out" what they consider to be a high risk consumer. It's quite common for lenders to pull information from multiple sources in order to obtain a comprehensive report with which to apply their "knockout" flags for loan pre-validation.

Clear Inquiry™ Features

Clear Inquiry™ has the following features:

• An easy-to-read consumer report
• Set of predictive pre-validation flags
• Free OFAC match
• MICR Social Security Number indicator (Number of SSNs with Bank Account)