Clear PC Fraud™

Clear PC Fraud helps lenders look beyond application data to thwart sophisticated fraud attempts. Through a partnership with Iovation, Clarity combines key application metrics across all lenders with the latest in IP geolocation, device identification, and device risk profiling.

What is Clear PC Fraud™?

Clear PC Fraud works by gathering information about a consumer’s devices and then leveraging that information along with application data to assess risk.

Clear PC Fraud™ Features

Clarity partners with Iovation for:

• Identification - using IP Geolocation, Device Identification, and Proxy Piercing to instantly and accurately identify every device to determine if it has been seen before.
• Association - leveraging intelligence for more than 1 billion devices worldwide to look for meaningful connections.
• Reputation - using historical behavior to recognize good online consumers and isolate the fraudsters.



Clarity adds value by:

• Comparing current and prior application elements that have been seen with the device.
• Calculating key time differences and distances that help isolate fraud.
• Giving lenders a detailed report with device information and fraud factors that can be used for decisioning.



Clear PC Fraud™ can help your business:

• Significantly reduces the chances of funding a loan to a fraudulent consumer.
• Aggregates activity across multiple lenders in a way that is both consistent and meaningful for the online payday industry (versus a one-size-fits-all approach).
• Allows lenders to leverage existing Clarity connectivity and infrastructure.