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Clear PC Fraud™
Clear PC Fraud helps lenders look beyond application data to thwart sophisticated fraud attempts. Through a partnership with Iovation, Clarity combines key application metrics across all lenders with the latest in IP geolocation, device identification, and device risk profiling.
What is Clear PC Fraud™?
Clear PC Fraud works by gathering information about a consumer’s devices and then leveraging that information along with application data to assess risk.
Clear PC Fraud™ Features
- Identification - using IP Geolocation, Device Identification, and Proxy Piercing to instantly and accurately identify every device to determine if it has been seen before.
- Association - leveraging intelligence for more than 1 billion devices worldwide to look for meaningful connections.
- Reputation - using historical behavior to recognize good online consumers and isolate the fraudsters.
- Comparing current and prior application elements that have been seen with the device.
- Calculating key time differences and distances that help isolate fraud.
- Giving lenders a detailed report with device information and fraud factors that can be used for decisioning.
- Significantly reduces the chances of funding a loan to a fraudulent consumer.
- Aggregates activity across multiple lenders in a way that is both consistent and meaningful for the online payday industry (versus a one-size-fits-all approach).
- Allows lenders to leverage existing Clarity connectivity and infrastructure.
Clarity partners with Iovation for:
Clarity adds value by:
Clear PC Fraud™ can help your business: