Clear Subprime ID Fraud™

Empowering lenders with more than ID verification, Clear Subprime ID Fraud™ is the new industry-leading identity management solution. With unique fraud detectors and predictive validation flags, Clear Subprime ID Fraud™ is a lender’s decision-making solution for confidently separating the good from the bad and the potentially ugly.

How Can Clear Subprime ID Fraud™ Help My Business?

The new custom score and report address a variety of challenges faced in the subprime industry, including: 

• Detection of those consumers most likely to use their own real identity, or some version of it, to commit fraud in the application process,
• Identification and return of the correct Social Security Number for a consumer,
• Determining  if incorrect Social Security Numbers on an application are related to a harmless data entry error or a fraudulent attempt to obfuscate an identity
• Categorization of different fraud types to aid in the manual review process,
• Identification of multiple Social Security Numbers, cell phones, addresses, emails and employer phone numbers associated with a specific bank account