- Clear Adverse Action Notification™
- Clear Bank™
- Clear Bank Account Watch™
- Clear Bank Profile™
- Clear Bureau™
- Clear Bureau Lite™
- Clear Control System™
- Clear ID Attributes™
- Clear ID Fraud™
- Clear Identity Profile™
- Clear Inquiry™
- Clear Payday Tradeline™
- Clear PC Fraud™
- Clear Profile™
- Clear Recent History™
- Clear Services: Analytics
- Clear Subprime ID Fraud™
- Clear Title Loan™
- Clear Tradeline™
- Clear Warning™
- Clear Warning for Check Cashers™
- About Us
- Consumer Support
- Contact Us
- Job Opportunities
Provides traditional Payday Single Payment Lender information, bill pay history, installment loans, credit cards, prepaid debit cards, rent-to-own, and mortgage loans. Clear Tradeline™ provides an in-depth look at credit limits, past due loans, and open balances on all known tradeline loans.
What is Clear Tradeline™?
Clarity's Clear Tradeline™ reports inquiries, extensions of credit, bill payments, and collection attempts made by our reporting partners. Our partners offer a variety of financial products such as home mortgages, credit cards, debit cards, auto loans, single payment micro loans, rent-to-own, and bill payment services. Clarity accepts and reports real-time changes and displays data in an enhanced METRO II format.
Clear Tradeline™ accepts and displays reporting data in the METRO II industry standard format. Clarity has modified the Metro II format to accept real-time reporting changes on an extensive and more contemporary set of products than the traditional credit bureaus. Clear Tradeline™ also addresses high velocity application problems inherent with automated lending products.
How can Clear Tradeline™ help my business?
Clear Tradeline™ is designed to fill the blind spot left by traditional bureaus' lack of coverage on products used by under-banked and near prime consumers. Clear Tradeline™'s elements help you evaluate the credit risk associated with your customers:
- Providing both a summary and detailed view of your consumer's trade line history.
- Detailed real-time history of your consumer's past inquiry traffic, starting from the most recent inquiry.
- A summary of inquiry transactions within predefined time parameters.
Clear Tradeline™ Features
- A tradeline summary providing an overview of the consumer's detailed tradeline information.
- The detail of all your consumer's reported tradeline activity presented in the industry standard METRO II format, modified to accept real-time reporting.
- A detailed list of the most recent transactions.
- A frequency/time evaluation section.