About Experian’s Clarity Services
Experian’s Clarity Services specializes in alternative financial services data and solutions. Clarity’s suite of FCRA-regulated reports and scores give lenders visibility into critical subprime consumer information, including the thin-file and no-file consumer segments. Clarity is dedicated to making alternative financing services more accessible, trusted and effective for the clients and consumers it serves.
Clarity’s unique data source is derived from a variety of financial service providers, including: online small dollar lenders, online installment lenders, single payment, line of credit, storefront small dollar lenders, auto title and rent-to-own.
Clarity focuses on data reporting for under-banked, near-prime, and subprime consumer segment because these consumers have minimal recorded data and accessing their creditworthiness proves to be a challenge for lending institutions. Clarity enables providers to know more about these consumers and assist in the underwriting process.
Clarity Services accepts the real-time reporting of consumer loan events. Real-time reporting enables the most accurate and up-to-date view of a consumer’s credit behavior and helps lenders mitigate risks.
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