Alternative Credit Data Insights

Clarity Services, a part of Experian, offers you an extensive library of whitepapers, reports, infographics, videos, case studies, and more about alternative credit data developed by our knowledgeable experts. Use these resources to find answers to complex business problems and gain insights into the fast moving world of subprime credit data.

Clarity Services Introduces Clear Fraud for Online Installment

Clarity Services introduces its newest solution specially designed to predict “intent not to pay” fraud for customer-not-present transactions, Clear Fraud for Online Installment. Available now, the new product offers a powerful score whose performance has shown to more accurately assess online loan application risk.

“The online installment market faces unique

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Clarity Services Expands Its Suite of Tools to Protect Lenders From Default

Clarity Services announced today the release of a revolutionary credit verification tool, Clear Last Look™, which allows lenders to verify that a consumer’s credit activity has not changed in the hours between underwriting and funding.

Combined with existing products such as Clear Fraud™, Clear Bank Behavior™, and Clear Tradeline™, the

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    Subprime Lending Trends Report Offers Insight into Shifting Market

Subprime Lending Trends Report Offers Insight into Shifting Market

As a lender in a busy, fast-paced marketplace, you’re likely focused on your day-to-day operations and not always on the big picture. On occasion, it’s helpful to step back to see the subprime trends in the market as a whole. Consumer behaviors, preferences, and habits can help decide your

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2017 Subprime Lending Trends

2017 Subprime Lending Trends
Get the definitive report on subprime consumer behavior!
As a lender, you can’t afford to rely on instinct or incomplete reporting. There’s no substitute for knowing the facts about the growing market of subprime lending – from consumer demographics to history with financial products.
Clarity Services,

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Direct Mail Post-Screening

How to Optimize Your Campaign:
Even if you’ve employed all the right pre-screening best practices on your latest direct mail efforts, you still must navigate the critical post-screening period that can make or break your campaign.
Non-prime consumers are a volatile market segment, prone to shifting circumstances … yet

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    See Your Applicant’s Future Behavior with Alternative Credit Data

See Your Applicant’s Future Behavior with Alternative Credit Data

Alternative Credit Data: The crystal ball to detect the intent to not pay consumer before you approve the loan.

Underwriting a subprime consumer loan can feel like trying to see the future. Lenders need the right tools to help bring that future into better focus. While lenders navigate the process,

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