Alternative Credit Data Reports

Clarity’s reports provide summarized, big-picture analysis as well as granular details explaining the data. With access to the non-prime industry’s most abundant data, Clarity offers insight and analysis that you cannot find anywhere else. Clarity’s alternative credit data reports offer lenders and insider’s look at where non-prime lending has been and where it’s going.

2022 Alternative Financial Services Lending Trends Report

This report offers granular data on a vast number of different consumer insights that will allow you to build the foundation for a successful lending strategy and create benchmarks needed to improve your financial inclusion efforts, prospecting, risk management and more.
Included in the report:
 
2022 highlights at-a-glance:

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2021 Alternative Financial Services Lending Trends Report

It’s that time of year; the industry’s annual checkup, and we’re excited to share insights that will provide a better view of the consumers you serve.

For five years in a row, Clarity’s Alternative Financial Services Lending Trends Report has been the go-to resource for those seeking insights into non-prime

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2020 Alternative Financial Services Lending Trends Report

2020 Alternative Financial Services Lending Trends Report – NOW LIVE

This report is packed with five years of Clarity data and enhanced with additional insights from Experian’s national credit bureau. From market trends to changes in loan characteristics, the data inside will leave you more informed of the nonprime

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Your Guide to Mastering the Consumer Lifecycle

Wondering how you can manage the entire consumer life cycle with ease? From reaching more credit-worthy consumers to accurately scoring them, and managing their account to handling collections, alternative credit data is the answer.

In our free eGuide for auto lenders, we discuss how augmenting your traditional score with Clarity’s

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2019 Alternative Financial Services Lending Trends Report

Clarity’s 2019 Alternative Financial Services Lending Trends Report
Packed with five years of Clarity data and enhanced with additional insights from Experian’s national credit bureau – this is the alternative financial services lending trends report you do not want to miss.

For three years in a row, the AFS Lending

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Optimized Decisioning for Today’s Risk Manager

An eGuide to Risk Mitigation
In our data-driven world, lenders who do not utilize updated underwriting tools accounting for today’s industry trends are at a serious disadvantage. That’s why more lenders are turning to alternative credit data for risk mitigation.

Featuring the most nonprime consumer data of any credit bureau,

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    Lending Risks in Today’s Alternative Financial Services Market

Lending Risks in Today’s Alternative Financial Services Market

The Subprime Population is Broad and Diverse

Given the variability of the subprime consumer population, individuals seeking alternative financial services each carry their own unique history. But accessing a more complete view can be a challenge.
In this piece, we explore some of the challenges lenders encounter while looking to

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The Evolution of Credit-Risk Evaluation

These days, the predictive nature of the best data available in approving loans can have an immediate impact on a lender’s business. The underwriting process has changed quite a bit throughout the past decade. The better lenders understand why that is, the more you might grasp what moves to

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