The Subprime Population is Broad and Diverse

Given the variability of the subprime consumer population, individuals seeking alternative financial services each carry their own unique history. But accessing a more complete view can be a challenge.

In this piece, we explore some of the challenges lenders encounter while looking to expand their consumer universe:

  • Concerns for mass migration online
  • Risks worth taking (and avoiding)
  • How to unmask a fraud ring
  • Avoiding conflation of credit and fraud risks