Alternative Financial Services
From storefront lending to automotive finance, we’re helping alternative financial services connect with their customers, understand trends and plan for the future. We’re helping our customers to predict and manage credit risk to make every transaction safer. We’re helping to protect people from identity theft, and businesses from fraud. We’re also finding new ways to build clear pictures of consumers’ financial situations, helping people to take control of their future.
Clarity’s FCRA compliant alternative credit data means both traditional and alternative financial organizations have access to unique insights on more than 62 million U.S. consumers who rely on alternative financial services, like small-dollar installment loans, point-of-sale financing, rent-to-own and auto-title loans. This data provides more insight into both full file and thin-file consumers, to drive greater visibility and transparency around inquiry and payment behaviors.
We want to help your business make smarter decisions, fueled by best-in-class data. Select from the industries below to learn more.
Automotive credit data solutions fuel risk-based pricing strategies for auto lenders.
Collections / Debt Recovery
Spend less time locating consumers and more time collecting on your accounts.
Online Installment Lending
Expand Online Installment Lending Without Increasing Fraud Risk with Alternative Credit Data
Clarity’s credit evaluation solutions allow retailers to reach more consumers while also minimizing risk.
Clarity offers valuable, relevant solutions to help lenders assess credit risk before the transaction, and monitor the performance of their portfolio after loans are funded.
Alternative credit data provides a competitive edge in the form of speed, convenience and price.