Press Release 02/26/2013

CLEARWATER, FL – February 26, 2013 Clarity Services, Inc., the leading real-time credit bureau providing fraud detection and credit risk management solutions for Middle America announces its newest product, Clear Recent History™.

Clear Recent History™ is a trade line report designed for brick and mortar payday lenders. The report provides key information about a consumer’s loan activity over the past 90 days, including inquiries, detailed trade line information, outstanding balances, past due amounts, collections and charge off activity, and more.

Clear Recent History™ will do for storefront payday lenders what other Clarity products have been doing for the online payday space for years,” said Lyndi Mulder, director of product management at Clarity Services. “It will give lenders better visibility into applicant behavior to equip them with the predictive data they need to make optimal credit decisions.”

In addition to detailed trade line information, Clear Recent History™ provides lenders with increased visibility into loan activity and performance, reduces the risk of lending to a consumer with outstanding loans, and helps rule out consumers that exceed state thresholds for the maximum number of open loans without incurring the fees associated with checking state databases.

Clear Recent History™ can be used with other Clarity products when more information is needed to make an underwriting decision.