Alternative Credit Data Solutions

Experian’s Clarity Services is the leading source of alternative credit data solutions, yielding a more precise risk assessment for underwriting, expanding market share and reducing default. With more than 62 million unique identities, our nonprime credit database is the foundation of solutions to help you strengthen your lending business.

The Consumer Credit Life Cycle

From prospecting to collections, and every stage in between, Clarity’s solutions help lenders successfully navigate each stage of the consumer credit life cycle.

Alternative credit data solutions Experian's Calrity Services Consumer Life Cycle


Learn more about Clarity’s solutions for lenders.

Choose the alternative credit data solutions that meet your specific needs, addressing fraud detection, risk management, regulatory compliance and more. Select the relevant category below to find the reports to fit your business.

Prospecting Solutions

Credit Evaluation Solutions

Fraud Detection Solutions

Portfolio Management Solutions

Collections Solutions