Bank Account Solutions

Clear Bank Behavior™

Expanded visibility into both current and historical bank account usage patterns. Clear Bank Behavior™ will provide Clarity customers with more than a view of a consumer’s current banking status at the time of the requested report; but extensive insight into banking activity over a five year span. This expanded visibility is intended to assist lenders in evaluating consumer usage patterns by their behavior versus just a snapshot of data.

As with most of Clarity’s products, strategic partnerships with leading data providers result in highly predictive and effective data elements. It’s no surprise that Clear Bank Behavior™ incorporates not only Clarity’s proprietary data but also leading bank data, retail check writing, and check cashing activity information; with additional features such as a bank account score with reason codes, financial institution inquiries, closures of demand deposit accounts (DDA), inquiry velocity by account, and an account level fraud indicator – just to name a few.