Clear Bank Behavior™
Clear Bank Behavior™ provides a comprehensive view of a consumer’s financial activity and stability by evaluating known bank accounts and returning bank account risk scores, bank account opening and closing activity, check writing and check cashing activity, and various bank-related risk indicators.
Clear Bank Attributes™, a subset of Clear Bank Behavior™, evaluates consumer banking activity by reporting known bank accounts and complementing them with check writing and check cashing activity.
Consumer Banking Report™
Consumer Banking Report™, a ChexAdvisor (FIS) debit bureau report, provides a risk score (debit bureau score) and a list of consumer banking variables. These include new bank account opening inquiry, account closing, and retail check writing history to be used for assessing the risk of consumer financial behavior.