Clear Bank Attributes™

Clear Bank Attributes™ offers an evaluation of your applicant’s banking history by reporting known bank accounts and enhancing them with check cashing and retail check writing indicators. Clear Bank Attributes™ communicates important details about the consumer’s usage of bank accounts for various financial services activities, provides more visibility on consumers by identifying high risk behavior and supplies a
comprehensive look into their banking history.

Clear Bank Attributes™ Features:

• Robust suite of over 200 distinct attributes.
• Granular details at the bank account and consumer level.
• Banking Institution Risk
• Historical Review:
  • Check cashing activity.
  • Retail check writing risk level.

Clear Bank Attributes™ Benefits:

• Provides invaluable insight into an applicant’s banking, check cashing and retail check writing activity.
• Empowers lenders to intelligently assess the overall risk associated with the consumer’s financial services activity.
• Conveys Clarity observed performance for known bank accounts.
• Identifies risk due to:
  • Known bank accounts possibly linked to fraud or prepaid cards.
  • Quantity of high risk accounts
  • Bank account usage and performance
  • Negative retail check writing history
  • High risk financial institutions

Contact us to learn more.