Credit Solutions

Clear Credit Attributes™

Clear Credit Attributes™ is Clarity’s premier credit solution product, designed to assess a consumer’s creditworthiness. CCA provides information that is typically absent from traditional credit reports, highlighting inquiry and tradeline behavior. CCA returns over 750 attributes pertaining to loan performance, credit inquiries and personal information.

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Clear Tradeline™

Clear Tradeline™ is designed specifically to help lenders make better underwriting decisions by providing an in-depth look into a consumer’s inquiry and loan history.

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Clear Recent History™

Clear Recent History™ is a tradeline report that looks back 90 days on a consumer’s inquiry and loan history.

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Clear Recent History PLUS™

Clear Recent History PLUS™ is an enhanced version of Clear Recent History™ that includes a choice of FICO or Vantage 3.0 scores.

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Clear Bureau Lite™

Clear Bureau Lite™ is a cost-effective credit report that provides not one, but a choice of three predictive scores and 85 credit attributes to help lenders make better underwriting decisions.

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Clear Bureau™

Clear Bureau™ is a full credit report that returns either FICO or Vantage scores.

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Clear Income Attributes™

Clear Income Attributes™ uses proprietary data available only from the Clarity database. It works as a validation tool to help determine the stability of a consumer’s income, employment and housing.

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