Credit Evaluation Solutions
Gain insight into your next customer’s finances. Predict credit repayment based on capacity, stability and payment history with Clarity’s credit evaluation solutions.
Learn more about Clarity’s credit evaluation solutions:
Clear Credit Risk™ The essential product for assessing creditworthiness and determining credit eligibility.
Clear Recent History™ is a tradeline report that looks back 90 days on a consumer’s inquiry and loan history.
Clear Bank Behavior™ provides a comprehensive view of a consumer’s financial activity and stability by evaluating known bank accounts and returning bank account risk scores, bank account opening and closing activity, check writing and check cashing activity, and various bank-related risk indicators.
Clear Income Attributes™ uses proprietary data available only from the Clarity database. It works as a validation tool to help determine the stability of a consumer’s income, employment and housing.
A cost effective, real-time report that provides credit scores and attributes to help lenders make smarter underwriting decisions.