Clear Credit Attributes™ is Clarity’s premier credit solution product, designed to assess a consumer’s creditworthiness. CCA provides information that is typically absent from traditional credit reports, highlighting inquiry and tradeline behavior. CCA returns over 750 attributes pertaining to loan performance, credit inquiries and personal information.
Clear Tradeline™ is designed specifically to help lenders make better underwriting decisions by providing an in-depth look into a consumer’s inquiry and loan history.
Clear Recent History™ is a tradeline report that looks back 90 days on a consumer’s inquiry and loan history.
Clear Recent History PLUS™ is an enhanced version of Clear Recent History™ that includes a choice of FICO or Vantage 3.0 scores.
Clear Bureau Lite™ is a cost-effective credit report that provides not one, but a choice of three predictive scores and 85 credit attributes to help lenders make better underwriting decisions.
Clear Bureau™ is a full credit report that returns either FICO or Vantage scores.
Clear Income Attributes™ uses proprietary data available only from the Clarity database. It works as a validation tool to help determine the stability of a consumer’s income, employment and housing.