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    See Your Applicant’s Future Behavior with Alternative Credit Data

See Your Applicant’s Future Behavior with Alternative Credit Data

Alternative Credit Data: The crystal ball to detect the intent to not pay consumer before you approve the loan.

Underwriting a subprime consumer loan can feel like trying to see the future. Lenders need the right tools to help bring that future into better focus. While lenders navigate the process, they must also balance risk mitigation with revenue generation.

Preventing early payment default for subprime borrowers requires a different type of

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  • Intent not to pay
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    A Lender’s Guide to Identifying the ”Intent to Not Pay” Consumer

A Lender’s Guide to Identifying the ”Intent to Not Pay” Consumer

Storefront Lenders: How Much is First Payment Default Costing You? Learn how a lender got a 10% reduction of default rates in 3 months.

Spend less than fifteen minutes discovering:

Why altenative data is crucial to underwriting.
What an intent to not pay consumer looks like.
How to identify consumers who have a 56% chance
of defaulting.

First payment default is the single largest threat to small-dollar lenders.

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Clear Income Attributes Focuses on Evaluating Consumers

Clarity Services, Inc., the leading real-time credit bureau providing fraud detection and credit risk management solutions for Middle America, is launching its newest product, Clear Income Attributes™. With exclusive and proprietary data available only from the Clarity system, Clear Income Attributes™ is intended to assist financial service providers in determining the stability of a consumer’s income, employment, and housing.

“At Clarity, we carefully examine and analyze all available data and

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