We’ve Got You Covered with Clarity’s Clear Ability to Pay Solution

Get ahead of the CFPB proposal. Clarity is one step ahead with Clear Ability to Pay™. Our exclusive product provides real-time reporting so you can gain insight into a consumer’s debt obligations. We’ve done our homework.
Income: The Proposal
Under the proposal being considered by the Bureau, the lender would be required to verify the amount and timing of a consumer’s income either through bank statements, benefit statements, or

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Six Ways Clarity Can Improve Your Underwriting

Clarity’s alternative data comes from a variety of financial service providers, including auto financers, short-term installment lenders, small-dollar credit lenders, online small-dollar credit lenders, telecommunications and more.

When this information is combined with a traditional credit report, you have a much better picture of who your applicants are and the level of risk they truly represent.
1. Real-Time Reporting
In the subprime market, it is especially crucial to have real-time

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