Alternative Lending

Alternative lending is lending that takes place outside of a banking institution. Alternative lending is a fast-growing industry that includes loans, lines of credit, or cash advances to individuals or small businesses, outside of the traditional forms of credit offered by a bank, credit union, or the SBA. Alternative lending is alternately referred to as marketplace lending, peer-to-peer lending and P2P lending.

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    Alternative Credit Data: The Ultimate Customer Acquisition Tool

Alternative Credit Data: The Ultimate Customer Acquisition Tool

If you’re a non-prime lender who still has not incorporated alternative credit data as part of your customer acquisition strategy, this blog is for you.

You probably already know that more of your competitors continue to invest in the following premise:
Alternative credit data provides significant visibility into critical non-prime

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2018 Alternative Financial Services Lending Trends

It’s finally here! Clarity’s 2018 Alternative Financial Services Lending Trends Report examines subprime borrower behavior and trends with valuable industry insights.

Relationships matter! Existing customers represented 37 percent of the 2017 loan market, but they opened more than half of the loans in 2017.
Being in the right place counts!

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We’ve Got You Covered with Clarity’s Clear Ability to Pay Solution

Get ahead of the CFPB proposal. Clarity is one step ahead with Clear Ability to Pay™. Our exclusive product provides real-time reporting so you can gain insight into a consumer’s debt obligations. We’ve done our homework.
Income: The Proposal
Under the proposal being considered by the Bureau, the lender

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