(866) 390-3118
  • Twitter

    Twitter

  • LinkedIn

    LinkedIn

  • Customer Login

    Customer Login

Clarity Services, Inc. Clarity Services, Inc.
  • Consumer Support
    • Self-service Portal
    • Request Your Clarity Report
    • Request Your Credit Score
    • Request a Fraud Alert
    • Request a Security Freeze
    • Opt-Out
    • Contact Consumer Support
  • Business Solutions
    • Solutions
      • Prospecting Solutions
      • Credit Evaluation Solutions
      • Fraud Detection Solutions
      • Portfolio Management Solutions
      • Collections Solutions
    • Markets
      • Automotive
      • Debt Recovery
      • Online Installment Lending
      • Retail Financing
      • Storefront Lenders
      • Telecommunications
  • Insights
    • Reports
    • White Papers
    • Case Studies
    • Infographics
    • Presentations
    • Webinars
  • Contact
  • About
Clarity Services, Inc. Clarity Services, Inc.
  • Consumer Support
    • Self-service Portal
    • Request Your Clarity Report
    • Request Your Credit Score
    • Request a Fraud Alert
    • Request a Security Freeze
    • Opt-Out
    • Contact Consumer Support
  • Business Solutions
    • Solutions
      • Prospecting Solutions
      • Credit Evaluation Solutions
      • Fraud Detection Solutions
      • Portfolio Management Solutions
      • Collections Solutions
    • Markets
      • Automotive
      • Debt Recovery
      • Online Installment Lending
      • Retail Financing
      • Storefront Lenders
      • Telecommunications
  • Insights
    • Reports
    • White Papers
    • Case Studies
    • Infographics
    • Presentations
    • Webinars
  • Contact
  • About

Temporary Account Record: Your Secret Weapon in the Fight Against Loan Stacking

Financial fraud in 2017 presents itself in many forms, from synthetic identify theft to kickbacks and skimming. As America settles in with a new year and a new presidential administration, lenders are still looking for answers to loan stacking – a popular type of fraud that doubled in frequency

Read More

  • Permalink Gallery

    Subprime Data Is Key in the Fight Against Loan Stacking

Subprime Data Is Key in the Fight Against Loan Stacking

Before lenders can reduce loan underwriting costs and approve more loans, they must first be able to authenticate eligible applicants and flush out the abusers. The fight against loan stacking is a tall task, given today’s environment of online lending, competitive pressure, and quick turnarounds. Fortunately, it’s a goal

Read More

  • stop loan stacking
    Permalink Gallery

    How Lenders Can Protect Themselves from Loan Stacking

How Lenders Can Protect Themselves from Loan Stacking

What is loan stacking? How does a lender identify it? How can a lender stop loan stacking?

The basic definition of loan stacking is when a consumer takes out one or more unsecured loans or cash advances on top of loans of a similar type that already exist. Clearly, this

Read More

Tags

ability to repay account takeover fraud alternative credit data alternative data alternative financial services alternative lending auto banks Clear Ability to Pay Clear Bank Behavior Clear Fraud Clear Recent History consumer trends Decisioning direct mail solutions first-party fraud fraud fraud prevention fraud ring fraud risk fraudsters intent to not pay loan stacking market trends millennials no file online installment online lenders online lending payday loans pending loan transactions portfolio management portfolio monitoring regulatory compliance reporting gap risk and underwriting risk management subprime consumer subprime consumer trends Temporary Account Record temporary tradeline thin file third-party fraud underbanked underwriting

Clarity Services is Experian’s real-time credit bureau that covers alternative financial services and buy now pay later products and data.

Consumer Support:

Hours of Operation:
Monday – Friday 9am – 5pm EST

Phone: (866) 390-3118

Mailing Address:

Clarity Services, Inc., a part of Experian
Consumer Support Division
PO Box 16
Allen, TX 75013
  • © 2020 CLARITY SERVICES, INC. ALL RIGHTS RESERVED
    PRIVACY POLICY
loading Cancel
Post was not sent - check your email addresses!
Email check failed, please try again
Sorry, your blog cannot share posts by email.