Clarity Services has developed an easy way for auto lenders to distinguish between creditworthy and higher-risk subprime consumers. Clarity understands that not all subprime auto consumers are created equal, so we created a unique dual score matrix. By combining or “overlaying” our proprietary auto risk score with the FICO®
Alternative credit data is often used as a catchall term to describe financial data. This data is typically sourced from alternative financial service providers and account aggregation, on consumers who are not abundantly reported on mainstream credit reports.
Other insightful details may include an individual’s income and employment history, coming