When it comes to understanding the growing number of non-prime consumers,
traditional credit data is not enough.

It does not reflect alternative credit information, which creates a large void in the evaluation process. Such a lack of information can impact a lender’s acquisition decisions and portfolio management strategies.

Who we are:

Clarity Services, a part of Experian, is a credit bureau that provides reporting on near-prime, non-prime and subprime consumers.

Clarity’s growing database of more than 65 million unique consumer identities helps financial institutions and lenders better serve this market by examining alternative credit data not available from traditional sources.

As an FCRA-regulated credit reporting agency, Clarity delivers data to enhance risk management, portfolio monitoring and underwriting. Our real-time credit reporting services offer unparalleled insight when Clarity data is combined with traditional information.

Expert knowledge and valuable new tools to support your underwriting decisions:

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